Struggling to keep up with your mortgage? You’re not alone.
Life happens—job loss, medical bills, unexpected emergencies—and sometimes that means falling behind on your payments. But falling behind doesn’t mean it’s over.
At Gratitude First Ventures, we help families avoid foreclosure by exploring all options, including creative solutions like selling before it’s too late, working with your lender, or finding a rent-to-own path forward.
Here’s what you can do right now:
- Don’t ignore the problem—open your mail, answer the phone
- Contact your lender and ask for workout options
- Reach out to us for a free, no-pressure consultation
You’re not stuck. You’ve got options. Let’s find the best one for you.
1. Is Rent-to-Own Right for You?
Not ready for a mortgage, but tired of renting?
A rent-to-own program can bridge that gap—giving you time to build credit, save more, and lock in a future purchase price while already living in your future home.
Here’s how it works:
- You pay a monthly rent (some of which builds credit toward purchase)
- You have a clear timeframe (1–3 years) to get mortgage-ready
- You work with us to create a path to ownership with support along the way
This is more than a lease—it’s your launchpad into homeownership.
Let’s find out if you qualify.
2. 5 Myths About Foreclosure (and How We Help You Avoid It)
Myth #1: If I miss a few payments, I’ll automatically lose my home.
False. You have options—and timelines to act.
Myth #2: Foreclosure happens fast.
In most cases, the process takes months. That’s time you can use to turn things around.
Myth #3: No one wants to help me.
That’s what the banks hope you believe. But we’re here to walk with you, not judge you.
Myth #4: Selling means I failed.
Sometimes, selling before foreclosure can save your credit and give you a fresh start.
Myth #5: It’s too late.
Unless your home has already been sold at auction, it’s not too late.
Reach out. Let’s talk. You may have more options than you think.